760.434.2100 • San Diego County & Southern California Attorney Law Services


Bankruptcy Law's main goal is to give debtors a fresh start. In 1934 the Supreme Court said that

Bankruptcy law gives to the honest but unfortunate debtor...a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of preexisting debt.


An attorney can help you follow the Federal Rules of the Bankruptcy Procedure by filling out the necessary forms and attending the meeting of creditors known as the "341a Meeting". Usually after 4 to 6 months the debtor then receives a discharge that releases him from personal liability of the debts.


If you are behind on your mortgage or car payments or up to your ears in debt, we can help solve your debt problems. The bankruptcy process is complex and we will advocate for your legal right to get a fresh start.

Seminars Near You

Kelsall & Associates regularly puts on Bankruptcy and Estate Planning seminars throughout Arizona and California. Sign up here for more information.

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Kelsall & Associates Inc. 2921 Roosevelt Street Carlsbad, CA 92008  •  T: 760-434-2100 F: 760-434-2102

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